General FAQ

Where can I get a loan with no credit history?

Just as having bad credit can make it hard to get a traditional loan, having no credit history can also be challenging. Why? Many lenders don’t know whether you are at low risk or high risk for repaying the loan — simply because there’s no information available to help them decide. However, it’s not impossible to get a loan with no credit history.

At Check `n Go, we understand the challenges faced by people who haven’t yet built a credit history. We offer short-term loans, including payday loans. Because these loans are designed to cover sudden, short-term cash needs, it’s important be sure that you truly need a loan to help make ends meet. If you do, a short-term loan is a quick option to get the cash you need.

When applying for a payday loan with Check `n Go, at minimum you’ll need to provide a government-issued photo ID, proof of income, your bank account information and a working phone number.

Whether you apply online or in person at a Check `n Go location near you, you can find out if you qualify for a short-term loan. If you’re approved after applying online, funds could be deposited in your checking account as soon as the next business day. If you apply and are approved at a Check `n Go store near you, you could receive your funds the same day.  Contact Check `n Go if you have more questions. We’ll be happy to help you decide if a short-term loan fits your needs.