The Check `n Go website will be down starting Sunday, October 10, 2021, from 1 a.m. until 4:30 p.m. ET to conduct system maintenance. During this time, you will not be able to apply for a loan or access your Pocket360® account.
At this time, online loans cannot be paid in store. Online loans should be set with voluntary AutoPay to withdraw your payment amount on the scheduled due date. If you wish to make your payment using an authorized Visa® or Mastercard® debit card, please call a customer service agent at 888-372-9329 or log into Pocket360.
We accept Visa® and Mastercard® debit cards in most states online using Pocket360, as well as cash at most retail locations.
To make repayment as easy and convenient as possible, AutoPay is enabled by default to automatically withdrawal your payment amount on the scheduled due date from your checking account on file.
Repayment is typically based on pay cycle/frequency, with due dates occurring on paydays.
Weekly - payment every week
Biweekly - payment every two weeks
Monthly - payment once per month
Semi-monthly - payment twice per month
All payments must be paid on the agreed-upon due date provided in your contract to avoid any fees or penalties. To check when your payment is due, review your Loan Agreement or log-in to your P360 account and view your active loans.
In the event that a payday loan payment is due and we are unable to withdraw funds from your checking account, the payment will be sent to collections. A returned check fee may be charged in some states.
In the event that an installment loan payment is due and we are unable to withdraw funds from your checking account, a returned check fee or a late payment may be charged in some states. Additional interest will accrue on the missed payment until the past due payment is satisfied
Payments are typically made via AutoPay to save you time and to ensure your payments are never late. If you wish to make your payment over the phone, you may do so by calling the automated system toll-free at 888-372-9329 or by calling your local store agent.
At this time, online loans cannot be paid in store. Online loans should be set with AutoPay to withdraw your payment amount on the scheduled due date. If you wish to make your payment using an authorized Visa® or Mastercard® debit card, please call a customer service agent at 888-372-9329 or log into Pocket360.
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Loans Rates and Terms by State
Select your state below to view important rates, terms, and disclosures unique to the state.
Customer Notice: Payday Loans are typically for two- to four-week terms. Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances,
Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any
loan transaction. See State Center for specific information and requirements.
Rhode Island licensed check casher. California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply.
Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2022. Ohio Short Term License ST.760165.000.
Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.
*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded the next business day. All times and dates are based on Eastern Time (ET).
Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that
into consideration in the approval process.
Payday Loans in Indiana are available for a maximum of $660 for online loans and $605 for retail loans.
We do not report credit in Ohio or Texas.
Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for
specific information and requirements.
Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Idaho, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, South Carolina, Texas, Utah, Wisconsin,
Check `n Go currently operates in store locations in: Alabama, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee,
Texas, Utah, and Wisconsin.
Notice to California consumers: In order to process credit applications, service accounts, and provide the best online experience, Check ‘n Go collects various categories of information on consumers during the application process.
Categories of information may include internet protocol address, internet and network information, geolocation data, product preferences, and inferences drawn from this information.