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Apply in Minutes

It's fast, easy, and secure.

Get a Quick Decision

If approved, eSign and finalize your loan.

Receive Your Money

Funds are deposited as soon as the next business day*.

Repay Your Loan

Pay back the loan and fees by electronic withdrawal.

Why do People Choose Check `n Go?

"I am so pleased, I never stepped foot into the store. I processed my request over the Internet. My money was waiting for me in my account the next morning. Thank you."

— Patricia

"Very positive experience. We were in a minor emergency situation and the ease of this process helped us a great deal. Thank you."

— William

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Products & Services

Installment Loans

Installment loans offer larger loan amounts and longer repayment terms than payday loans typically provide. An installment loan offers you the ability to repay over time, according to your pay schedule.

Payday Loans

A payday loan is a short-term loan for an unexpected expense and is typically due on your next payday. Applying is fast and secure. In a few simple steps, payday loans can stretch your budget till your next payday by offering access to the cash you need now.

Cash Advance

Cash advances are another short-term loan option that can help bridge the gap until payday arrives. You can apply in minutes and, upon approval, the funds from your cash advance are deposited in your account as soon as the next business day.

The Choice Loan

The Choice Loan is a long-term loan that lets you choose the length of your loan term and the monthly payment that best fits your budget.

Check Cashing

Check cashing is a service that turns your check into ready-to-use cash. We make cashing your check simple and easy. Get your check cashed on your schedule at a convenient local Check 'n Go location.

Frequently Asked Questions

Have any questions? We’ve got the answers you need here.

Payday Loan FAQ
Installment Loan FAQ

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Hours of Operation for Online Customer Service
Monday – Friday 8am – 8pm (ET) Saturday 9am – 4pm (ET) Sunday Closed

7755 Montgomery Road Cincinnati, OH 45236

Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved, online loans are funded the next business day. All times and dates are based on Eastern Standard Time (EST). Check `n Go and third party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third party lenders may take that into consideration in the approval process.

**We do not report credit in Ohio.

†Check `n Go Online is not a direct lender in Texas and Ohio, where instead it acts in the capacity as a Credit Services Organization in conjunction with NCP Finance Limited Partnership as the direct lender for both in-store and online loans. Integrity Texas Funding also acts a direct lender in Texas for in-store loans only.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go OH License #SM.501663, #CS.900077, and #CC.700416. Rhode Island licensed check casher. California licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and the California Finance Lenders Law. Texas and Ohio loans originated by a third party lender, restrictions apply. Eastern Specialty Finance, Inc. D/B/A Check `n Go is licensed by the Delaware State Bank Commissioner to engage in business in this State under 5 Del. C. § 2201 et al., under license numbers 9360, 010697, 9161, 010698, 9774, 010699, 9577, 010700, 010482, 010701, 011621, 011622, and 011308, and expires on 12/31/2017.

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