The Select Loan

An installment loan available exclusively in Ohio.

The Select Loan offers flexible terms and loans up to $1,000.

select loans icon

Why apply for the Check `n Go Select Loan?

  • Available exclusively in Ohio Check `n Go stores
  • If approved, get your funds on-the-spot at a Check `n Go location*
  • Flexible terms
  • Lower rates, lower payments

What is The Select Loan?

The Check `n Go Select Loan is an installment loan up to $1,000 that lets you select the length of your loan term.

Is The Select Loan Like a Payday Loan or Cash Advance?

No, The Select Loan is a type of installment loan or long-term loan. Unlike a payday loan or cash advance, The Select Loan is a long-term loan that allows you to pay back over several payments. When you’re short on funds to cover larger unexpected expenses or bills, a Check `n Go long-term loan like The Select Loan may be right for you.

How Can You Use The Select Loan?

  • Consolidate your bills into one monthly payment
  • Pay off or consolidate other debts
  • Cover additional expenses – planned and unexpected

What you need to apply in store for The Select Loan:

Document requirements could vary by location. Call your store to confirm.

  • Valid U.S. government-issued photo ID or the Matricula Consular card
  • Active checking account
  • Proof of current income
  • Working phone number

The reviews in the section below are a convenience provided by an independent, third party service provider and out of the control of our company, Check ‘n Go. If the you have trouble viewing/reading the reviews, please can contact Check ‘n Go at 1-800-561-2274 for help.

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Reviews

The reviews in the section above are a convenience provided by an independent, third party service provider and out of the control of our company, Check ‘n Go. If the you have trouble viewing/reading the reviews, please can contact Check ‘n Go at 1-800-561-2274 for help.

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Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Texas loans are originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2020.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders. Integrity Texas Funding also acts a direct lender in Texas for in-store loans only.

*Approval depends upon meeting legal, regulatory and underwriting requirements. Online applications completed and approved prior to 8 pm (ET) can have funds as soon as the next business day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.checkngo.com/index.html for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Check `n Go may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See checkngo.com for details.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Oklahoma, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Oklahoma, Ohio, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, Check ‘n Go collects various categories of information on consumers during the application process. Categories of information may include internet protocol address, internet and network information, geolocation data, and inferences drawn from this information.

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