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Installment Loans

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Woman with Car Troubles - Check `n Go


Emergency Installment Loans


Have you ever found yourself in a bit of a financial pickle? Perhaps your car needs unexpected, expensive repairs or you find the medical bills piling up faster than your paychecks are coming in. That's where an emergency loan can help. Emergency loans come in the form of funds that can help you out of a jam monetarily. Emergency loans come in several forms, such as installment loans and payday loans.

Read on to learn more about the kinds of emergency installment loans you may qualify for with Check `n Go and to help decide which type would best fit your financial situation.

Advantages of Check `n Go Emergency Installment Loan

Check `n Go is equipped to help you with any of your emergency installment loan needs. The advantages of Check `n Go emergency loans are many and include:

  • Quick application process. While a bank loan application process could take weeks, our applications can be processed quickly. You may even see your emergency loan deposited in your bank account as soon as the same day or next business day.*
  • Predictable payments. Your payments will be predictable (the same amount due on the same date, every month) and can make fitting them into your budget easier.
  • Avoid credit card debt. There may be no need to open another credit card or run up your credit card charges to pay for unexpected expenses.
  • Less stress! Take a load off your mind knowing your financial situation may be taken care of sooner rather than later.

Additional advantages include:

  • Check `n Go operates over 350 retail stores in the United States, which means more opportunities for you to find an emergency loan in your neighborhood.
  • On our website visitors can research products, apply for loans online, view their accounts, make payments online, and more.


Choose the Right Emergency Installment Loan

Before you apply for an emergency loan, make sure to consider the factors involved.

Eligibility. First and foremost, find out if you're eligible for an emergency loan. This could save you a lot of time in the long run. Credit score is a factor but not the only one. Learn more on our Getting Started FAQ. Find information on how to improve your credit score here.

Loan amount. Next, consider how much money you'd like to borrow with your emergency loan. You might have a specific amount in mind that will cover your immediate expenses. Once you apply, you'll know how much you qualify for your loan.

Time to funding. Once approved, most of our customers receive their funds the same or next day. If you need to pay for something in a hurry (like a car repair to get you to work), then an online emergency loan might be a good choice.

Fees and interest rates. When looking into emergency loans, give some consideration to the interest rates and fees that will be associated with the loan.

Terms for repayment. Terms for repayment may vary but repayment is typically based on pay cycle/frequency. It's important to make payments on the agreed-upon due date provided in your contract to avoid any fees or penalties.

Steps to Apply for an Emergency Installment Loan

Are you nearly ready to apply for an emergency installment loan? Learn the steps you may be required to take to apply for an installment loan online.

  1. Gather up the documents you'll need during the application process.
    • Proof of income
    • Valid government ID
    • Your checkbook or checking account's routing and account number
    • Your social security number
  2. Next, fill out the application. You can apply online.
  3. Once you've applied, you'll need to find out if your loan was approved.*
  4. Review your loan documentation. Make sure you understand all terms and conditions.
  5. Repay your approved loan and any fees according to your online installment loan terms and conditions.

FAQs: Emergency Installment Loans

Can I get an emergency loan with a bad credit score?

There's no way to know if your credit score will keep you from getting approved for a loan or not without submitting your application for review.

While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.

How fast can I get an emergency loan?

How fast you get your emergency loan depends on various factors. You may get your emergency loan as quickly as the same day or by the next business day.*

How do I pay for my emergency installment loan?

Once you've considered all your installment loan options, applied and been approved for the loan, and started receiving funding, it'll be time to start paying it back. Online loans can be set with voluntary AutoPay to withdraw your payment amount on the scheduled due date for your convenience. You can also make a payment using a Visa® or Mastercard® debit card. Please call a customer service agent at 888-372-9329 or log into Pocket360 account.

It's helpful to account for your new loan payment by including the amount of the loan right into your monthly budget.

What do you need for an emergency installment loan?

You’ll need to gather some documents, which are needed during the online application process, including proof of income information, a valid government ID, your checkbook or checking account's routing and account numbers, and your Social Security number (some states require official documentation of your SSN).

Are emergency loans safe?

Like with most things, there are both pros and cons to getting an emergency loan. Pros include predictable payments, quick access to money, avoiding adding more debt to your credit cards, and peace of mind. Cons include a potential negative impact on your credit score for late or missed payments and paying interest on your installment loan in accordance with the terms you agreed to.


If an emergency installment loan seems like the right choice for your circumstances, budget, and financial situation, then Check `n Go can help.


Other useful emergency loan information:

What Is An Emergency Installment Loan And How Does It Work

Emergency Installment Loans to Build Credit

Difference Between Emergency Installment Loans and Emergency Payday Loans


Installment Loans Make Getting Your Money Simple

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