
4 Reasons To Get Renters Insurance
How Finances Work
Assuming you don’t need renters insurance can be a costly mistake. If you rent your living space, chances are you need a renters insurance policy. Contrary to what a lot of renters assume, the coverage a landlord carries on the building…

Kids & Finance: Helping Your Child Learn to Budget
How Finances WorkEvery year since 2012, the investing firm T. Rowe Price has been conducting a survey entitled, “Parents, Kids & Money.” The results have consistently shown that parents are children’s primary and most trusted resource about finances.…

5 Surprising Truths About Overdraft Fees
How Finances WorkExperts say overdraft fees are the highest they’ve been since the Great Recession. If you find yourself battling unexpected overdrafts, or if you are using overdrafts as a strategy to “borrow” money, here are some important facts that…

Choosing the Right Loan for the Right Situation
Featured, How Finances WorkIt always happens at the worst possible time. Your car breaks down. A pipe leaks and creates a mess. Your old refrigerator gives out – and you just bought groceries. There’s never a good time for a financial emergency.
In times like these,…

Consumers using debt as survival tool, study says.
How Finances WorkAmerican families are carrying piles of debt. Though it’s tempting to blame reckless spending for this, the personal finance website NerdWallet takes a different tack. In a recent study. NerdWallet makes the case that consumers have good reasons…

Help Kids Learn Money Skills With 3 Free Apps
How Finances WorkKid: Buy me this? Please, please, please?
Parent: Money doesn’t grow on trees, you know.
Kid: Just put it on the credit card.
If this conversation sounds familiar, you know how challenging it can be to teach kids the value of money. Help…

Kids & Finance: 3 Activities to Reinforce Smart Financial Choices
How Finances WorkThree activities that can help reinforce good spending, saving, and security decisions with children.
Kids learn financial behavior at a very early age. In fact, by age seven, most children have cemented their money habits for the rest of their…

Kids & Finance: Starting the Money Conversation
How Finances WorkFour educational financial activities for children younger than age five.
Kids are smart! And the lessons they learn at a young age stay with them into adulthood. Experts believe that the sooner children begin to understand essential financial…

Saving for Beginners, Part 1: How Do I Start Saving?
How Finances WorkThe basics: Why saving is important and how to start.
Saving is a self-taught habit. It takes time and practice to master a new spending pattern and to become accustomed to monitoring your finances. Training yourself to save might seem like…