How to Pay Off Debt

If you’re worrying about how to pay off debt, you’re not alone. In 2019, people are carrying more debt than ever before—so much so that there’s something called “debt fatigue” now. Nobody wants to feel overwhelmed—and having…
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Budgeting Part 2

The amount you have available to pay your expenses is your net pay (your income after taxes). You may also factor in overtime, bonuses, and tax return money (at that time of year). Be conservative, and don’t plan for more income than you know…
man and women reviewing finances

Budgeting Part 1

Preparation and planning are key ingredients to succeeding at almost everything. “By failing to prepare, you are preparing to fail,” Benjamin Franklin once said, and this is especially true when it comes to your finances.There is…
budgeting-tips-for-high-school-graduates

Budgeting Tips for High School Graduates

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Graduating from high school is a huge accomplishment because it opens up many doors for the future. Regardless of the path after graduation, it's important to save and budget to protect that future. Whether you’re helping your own child prepare…

Envelope Budgeting: Can it Help You Spend Less?

It’s a low-tech budgeting method – but the envelope system is a budgeting technique that has stood the test of time. Financial guru Dave Ramsey is among the supporters of the system, which is based on dividing cash up into envelopes each…

5 Fixes for Your Broken Budget

So your budget has gone bust again. Don’t worry, it happens to lots of people and is no reason to give up. It helps to know that there’s much more to it than just saving receipts and adding up numbers. Here are five remedies that you may…

Study Says Consumers Aren’t Ready to Spend

Though the economy is finally showing signs of being on the upswing, American consumers aren’t buying into the idea of a full-blown recovery just yet.According to a recent study by market research firm Mintel, more than 9 out of 10 (91 percent)…

5 Apps That Help You Budget Better

Budgeting isn’t easy and you may need all the help you can get. With an app, you can turn your smartphone into your strongest financial ally. These four popular apps, all of which download for free and come in iOS and Android versions, could…

Create a Budget You Can Stick To

The economy seems to be rebounding and people may be doing a little better. But a study by Mintel, the market researching firm, says 91% of households are sticking to the tight budgets they set in tougher times. Are you? Here’s a simple three-step…