Utah Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

Life in Utah has all kinds of sweet things to offer – so you shouldn’t waste a minute worrying about how to make ends meet. That’s why Check `n Go offers Utah payday loans and installment loans to help you cover money needs that can’t wait.

You can apply for a loan anytime, anywhere with our convenient online application. Online payday loans in Utah range from $100 to $1000. Online installment loans range from $1000 to $5000. If your loan application is approved, you could receive the funds in your checking account as soon as the next business day.

If you prefer to apply in person, visit one of our locations in Utah. We have stores around the state, in places like Cedar City, Salt Lake City and Vernal. Chances you can find a location that’s convenient for you. While you’re at the store, ask about The Choice Loan – available in amounts ranging from $300 to $5000. The Choice Loan lets you choose lets you choose the length of your loan term and the monthly payment that best fits your budget. If approved, you could have your funds in hand before you walk out of the store!

Check `n Go stores offer more than just Utah installment loans. We also offer check cashing and the Netspend Prepaid Mastercard®.

Are you ready to put those money worries aside and get back to what matters? Apply online. Or start your store application now and finish it at the store. To apply, you’ll need to have at least an active checking account, an active phone number, proof of income and a valid ID. To avoid delays, call your store first and confirm what you’ll need to bring.

Utah Rates and Terms

Licenses & Disclosures

Locations

Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

Learn More.

Utah Installment Loan Rates and Terms

Availability of Installment Loans

Check `n Go offers installment loans online.

Governing Law

The loan agreement will be governed by the Utah Consumer Credit Code. Questions or complaints should be directed to the Utah Department of Financial Institutions.

Maximum Loan Amount

The maximum online loan amount for Utah residents is $5000.

Fax of Pay Stub

For online customers, please fax or e-mail Check `n Go your latest pay stub when applying to ensure timely processing of your loan.

Loan Terms

Only one loan is permitted at Check `n Go, whether online or at a store.

Utah Payday Loan Rates and Terms

Governing Law

The loan agreement will be governed by the Utah Check Cashing and Deferred Deposit Lending Registration Act. Questions or complaints should be directed to the Utah Department of Financial Institutions.

Maximum Payday Loan Amount

The maximum loan amount for Utah residents is $1000.

Payday Loan Terms

For a Check ’n Go online loan the minimum loan term is 10 days and the maximum loan term is 40 days. For a Check ’n Go store location the minimum loan term is 5 days and the maximum loan term is 35 days.

Only one loan is permitted at Check ’n Go, whether online or at a store.

Utah borrowers may prepay their loans prior to the loan due date without incurring any additional charges or penalties. By prepaying a loan, borrowers may be entitled to a rebate, as specified in the Loan Agreement.

Extensions

You may extend your loan up to a maximum of 3 times. To extend your loan you must pay the current loan fee before the full amount must be satisfied. The maximum term of the original payday loan transaction and all extensions can not exceed 10 weeks. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional loan fee. Extension requests must be made 2 business days prior to your due date. For an online loan you can request an extension by logging into your account or by calling customer service. For a store loan you must contact the store where your loan was originated.

Finance Schedule

Qualifications

  • A regular, verifiable source of income
  • An active checking account
  • A working phone

Requirements

  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID