Texas Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

It’s a fact of life – you never know what’s going to happen next. When car repairs or some unplanned expense leaves you short, think Check `n Go. We’re here if you need a payday loan or installment loan in Texas.

For a little help making ends meet, consider applying for a Check `n Go payday loan or installment loan online. With our online application, you can apply anytime – day or night. If approved, your funds could be deposited to your checking account as soon as the next business day.

Or if you prefer to apply in person, stop by a Texas Check `n Go store near you and apply for a payday loan or an installment loan. With more than 150 Check `n Go stores across the state, chances are there’s a location near you. Our stores can be found in cities large and small – from El Paso, Houston and Austin to McAllen, Paris and Mount Pleasant. Our friendly associates will guide you through the process and answer your questions. If approved, you could receive your funds the very same day.

While you’re at the store, ask about the other products and services we offer – like check cashing, and the Netspend Prepaid Mastercard®.

Are you ready to apply for a Texas payday loan? Apply online anytime, anywhere. Or start your loan application now and finish it at the store. To apply, you’ll need to have at least an active checking account, an active phone number, proof of income and a valid ID. To avoid delays, it’s a good idea to call your local store first and confirm what you’ll need to bring. Stop by and see us soon!

Locations

Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

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Texas Installment Loan Rates and Terms

Availability of Installment Loans

Check `n Go offers The Choice Loan in store and online.

Governing Law

The loan agreement will be governed by the applicable laws of Texas.  Questions or complaints should be directed to your state’s regulatory agency.

Maximum Loan Amount

The maximum in-store and online loan amount for Texas residents is $3,000.

Loan Terms

Only one loan is permitted at Check `n Go, whether online or at a store.

Texas Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go arranges payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement and Credit Access Business Agreement will be governed by the applicable laws of Texas. Questions or complaints should be directed to your state’s regulatory agency, available by clicking here.

Credit Services Organization

Cash advances in Texas are made by Integrity Funding Texas Limited Partnership or NCP Finance Limited Partnership. Credit approval is subject to the applicable lender’s credit standards. Actual loan terms (including maximum advance amount) may vary by applicant. Additional fees may apply if not repaid as agreed. Each lender requires certain supporting documentation with each new application. Complete disclosures of APR, fees, and payment terms are provided with each advance and are available from the lenders. For cash advances in Texas, applicant must retain Check `n Go as a credit services organization.
Maximum Payday Loan Amount

The maximum loan amount for Texas residents is $1500.

Payday Loan Terms

The minimum loan term is 10 days and the maximum loan term is 40 days. For a Check `n Go store location the minimum loan term is 5 days and the maximum loan term is 35 days.

Only one loan is permitted at Check `n Go, whether online or at a store.

Extensions

You may extend your loan up to a maximum of 7 times. To extend your loan you must pay the current loan fee before the full amount must be satisfied.

Finance Schedule