South Carolina Installment Loans

Caught short between paychecks?
Our loans can help!

Sooner or later, we could all use a little help covering bills or expenses that pop up out of nowhere. If you live in South Carolina, think of Check `n Go as a trusted resource for installment loans. From Greenville to Columbia to Charleston (and just about everywhere in between), chances are there’s a Check `n Go store nearby.

The Choice Loan™ is available from $605 to $5000 at South Carolina Check `n Go stores. When you apply for a loan at one of our stores, our friendly associates will be happy to answer your questions and guide you through the process. If your loan is approved, you could receive your funds before leaving the store.*

Check `n Go also offers installment loans online, with amounts that range from $625 to $5000. Our online application is available 24 hours a day, seven days a week. You can apply when it’s convenient for you, without leaving home.

Applying with us is easy – visit a Check `n Go store. Or start your application online and choose which product you want to apply for – The Choice Loan or an installment loan. If your installment loan is approved, funds could be deposited to your checking account as soon as the next business day.* Or, if you are approved for the Choice Loan, you could receive your money on the spot over at the 30 South Carolina locations.

There’s no time like the present to apply for the fund you need – whether you do it all online or pick up your funds at a store. To apply for a loan or pick up your funds in a store, you’ll need to bring a valid form of identification, income information, an active checking account and a working phone number. Get started with your application today!

South Carolina Rates and Terms

Online Products:
Installment Loans

Instore Products:
The Choice Loan

South Carolina Installment Loan Rates and Terms

Availability of Installment Loans

Check ‘n Go offers installment loans online.

Governing Law

The loan agreement will be governed by the applicable laws of South Carolina. Questions or complaints should be directed to your state’s regulatory agency.

Maximum Loan Amount

The maximum online loan amount for South Carolina residents is $5000.

Loan Terms

Only one loan is permitted at Check ‘n Go, whether online or at a store.


Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

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Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and the California Financing Law. Texas loans are originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2019. Minimum loan amount for installment loans in California is $2,505.00

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders. Integrity Texas Funding also acts a direct lender in Texas for in-store loans only.

*Approval depends upon meeting legal, regulatory and underwriting requirements. Online applications completed and approved prior to 8 pm (ET) can have funds as soon as the next business day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Check `n Go may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See for details.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Oklahoma, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Oklahoma, Ohio, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

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