Kentucky Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

With payday loans available from $50 to $500, Check `n Go is a trusted lender for Kentucky residents who have urgent money needs. We have convenient store locations around the state – including Covington, Elizabethtown, Lexington and Owensboro .

When you stop by your nearest Kentucky Check `n Go store and apply for a payday loan, our friendly associates will be happy to answer your questions and guide you through the process. We understand that every minute counts when you need funds to see you through. If your loan application is approved, you could have your funds in hand before leaving the store.

Your local Check `n Go store is also a great place to find other products to help you manage your finances – like the Netspend Prepaid Mastercard® and check cashing.

Start your loan application now and finish at the store. To apply, at a minimum you’ll need a valid ID, proof of income, an active checking account and a working phone number. Call ahead to your local store to confirm what you’ll need. If short-term money needs are making you wonder how to make ends meet, stop by and see us soon!

Kentucky Rates and Terms

Online Products:
Check `n Go does not provide any online services in your state at this time.

Instore Products:
Payday Loans
PrePaid Card
Check Cashing

Licenses & Disclosures


Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

Learn More.

Kentucky Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers Payday Loans at a store location near you. Click here to find a store location near you. Check `n Go currently does not offer Kentucky residents an online Payday Loan product.

Governing Law

The loan agreement will be governed by the applicable laws of Kentucky. Questions or complaints should be directed to your state’s regulatory agency.

Maximum Payday Loan Amount

The maximum loan amount for Kentucky residents is $500.

Payday Loan Terms

For a Check `n Go store location the minimum loan term is 14 days and the maximum loan term is 35 days.

Only one loan is permitted at Check `n Go.


The state of Kentucky does not allow extensions. Therefore loans in the state of Kentucky must be paid off on their due date.

Finance Schedule


  • A regular, verifiable source of income
  • An active checking account
  • A working phone


  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID