Kansas Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

If you live in Kansas, you can count on Check `n Go as a trusted resource for payday loans, check cashing and the Netspend Prepaid Mastercard®. From Wichita to Dodge City and other locations throughout the state, chances are there’s a Check ` Go store near you.

Stop by one of our stores and apply for a payday loan in Kansas, with amounts ranging from $50 to $500. Once your application is complete, you’ll receive a prompt decision. And if your loan is approved, you could receive your funds on the spot. You could even have your funds loaded onto a Netspend prepaid debit card.

Kansas residents can apply for a payday loan online, too. With our online application process, funds could be deposited to your checking account as soon as the next business day if your payday loan is approved. Available amounts range from $100 to $500.

Ready to apply for a payday loan? Apply online, or start your store application now and finish it at the store. To apply for a loan, you will need at least a valid ID, proof of income, an active checking account and a working phone number – call your store first to confirm.

Kansas Rates and Terms

Online Products:
Payday Loans Online

Instore Products:
Payday Loans
Prepaid Card
Check Cashing

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Locations

Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

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Kansas Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the Kansas Consumer Credit Code. questions or complains should be direct to the Office of the State Bank Commissioner of Kansas.

Maximum Payday Loan Amount

The maximum loan amount for Kansas residents is $500.

Payday Loan Terms

For a Check `n Go online loan the minimum loan term is 14 days and the maximum loan term is 30 days.

For a Check `n Go store location the minimum loan term is 10 days and the maximum loan term is 30 days.

Only one loan is permitted at Check `n Go, whether online or at a store.

Extensions

The state of Kansas does not allow extensions. Therefore loans in the state of Kansas must be paid off on their due date.

Finance Schedule

Qualifications

  • A regular, verifiable source of income
  • An active checking account
  • A working phone

Requirements

  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID
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Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and the California Financing Law. Texas loans are originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2019. Minimum loan amount for installment loans in California is $2,505.00

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders. Integrity Texas Funding also acts a direct lender in Texas for in-store loans only.

*Approval depends upon meeting legal, regulatory and underwriting requirements. Online applications completed and approved prior to 8 pm (ET) can have funds as soon as the next business day. Retail applications completed online can obtain a "Conditional Approval" at any time. Retail locations can provide funds, upon approval, during regular business hours. Check https://locations.checkngo.com/index.html for detail on store information. All times and dates are based on Eastern Time (ET). Online amounts may vary by state. Please see the website for details. All products and service options are subject to change without notice. Check `n Go may report customer loan information to one or more credit reporting agencies. Late payments, missed payments and other events of default may be reflected in customer credit reports. See checkngo.com for details.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Oklahoma, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Oklahoma, Ohio, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

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