Iowa Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

Check `n Go has stores in Iowa to help you get the funds you need. With nearly 20 locations – including Altoona, Des Moines, Iowa City and Waterloo – we’re your Iowa lender for payday loans and more.

No matter which Iowa location you choose, our friendly store associates will be happy to answer your questions and help with your loan application. Payday loan amounts in Iowa range from $42.50 to $445. Once your application is complete, you should receive a prompt decision. And if your payday loan is approved, you could receive your money on the spot.

Check `n Go stores in Iowa also offer check cashing and the Netspend Prepaid Mastercard® to meet your money management needs. To find out more, call or stop by an Iowa Check `n Go location near you. Ready to apply for the money you need? Start your application now and finish it in-store. To apply for a loan, at a minimum you will need a valid ID, proof of income, an active checking account and a working phone number – call your store first to confirm.

Iowa Rates and Terms


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Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

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Iowa Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers Payday Loans at a store location near you. Click here to find a store location near you. Check `n Go currently does not offer Iowa residents an online Payday Loan product.

Governing Law

The loan agreement will be governed by the Iowa Delayed Deposit Services Licensing Act. Questions or complaints should be directed to the Iowa Division of Banking.

Maximum Payday Loan Amount

The maximum loan amount for Iowa residents is $445.

Payday Loan Terms

For a Check `n Go store location the minimum loan term is 5 days and the maximum loan term is 31 days.

Only one loan is permitted at Check `n Go.


The state of Iowa does not allow extensions. Therefore loans in the state of Iowa must be paid off on their due date.

Finance Schedule


  • A regular, verifiable source of income
  • An active checking account
  • A working phone


  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID