Florida Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

You should be enjoying Florida life with the people who matter most – not worrying about bills. With an easy online application and nearly 40 locations in Florida, Check `n Go could be the answer to your urgent money needs.

Online payday loans are available from $100 to $500. You can complete our online application anytime. If your payday loan is approved, funds could be deposited to your checking account as soon as the next business day.

And if you prefer to apply at a Florida Check `n Go store, chances are you’ll find a location near you. From Jacksonville to Tampa to Miami and many points in between, we have stores throughout the state. In-store loans range from $50 to $500. Our friendly associates will be happy to walk you through the application process – and if your loan is approved, you could have your funds in hand before you exit the store.

Check `n Go can also help with your other money needs – like check cashing and the Netspend Prepaid Mastercard®. Get more information online or stop by a store near you.

Ready to get started? Apply online or start your store application now and finish at the store. To apply for a loan, we require at least a valid ID, an active checking account, a working phone number and proof of income. Call your store first to confirm.

Florida Rates and Terms

Licenses & Disclosures


Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

Learn More.

Florida Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Florida. Questions or complaints should be directed to your state’s regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Florida residents is $500.

Payday Loan Terms

For a Check `n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. For a Check `n Go store location the minimum loan term is 7 days and the maximum loan term is 31 days.

Only one loan is permitted at Check `n Go, whether online or at a store.

There is a mandatory 24 hour cooling off period between loans.

To receive loan proceeds in cash, please contact Check `n Go Customer Service at 1-800-723-7022.


The state of Florida does not allow extensions. Therefore loans in the state of Florida must be paid off on their due date.

Finance Schedule


  • A regular, verifiable source of income
  • An active checking account
  • A working phone


  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID