Alabama Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

Are bills and unplanned expenses making you wonder how to make ends meet? Think Check `n Go – your Alabama resource for payday loans, installment loans and more. Whether you need to consolidate bills, pay for car repairs or cover some other expense, a Check `n Go loan could provide the money you need to take control of your finances. You can apply for a payday loan and pay it back on your next payday. Or if you need more money and more time to repay, apply for an installment loan. 

From Huntsville to Birmingham to Mobile and many Alabama cities in between, chances are there’s a Check `n Go store near you. At our stores, payday loans are available from $50 to $500 and The Choice Loan is available from $2005 to $5000. Stop by a location near you and apply for the money you need. If approved, you could receive your funds before leaving the store.

You can also apply online anytime, anywhere with our easy online application. Upon approval, the funds could be deposited directly to your checking account as soon as the next business day. Online, Alabama payday loans are available from $100 to $500 and installment loans range from $2100 to $5000.

Check `n Go is about more than just loans when it comes to your money needs. We also offer check cashing and the Netspend Prepaid Mastercard®Ready to get your finances back on track? Apply online or start your store application now and finish in-store. To apply for a loan, you’ll need at least a valid ID, proof of income, an active checking account and a working phone number – call your store first to confirm.

Licenses & Disclosures

Locations

Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

Learn More.

Alabama Installment Loan Rates and Terms

Availability of Installment Loans

Check `n Go offers installment loans online.

Governing Law

The loan agreement will be governed by the applicable laws of Alabama.  Questions or complaints should be directed to your state’s regulatory agency.

Maximum Loan Amount

The maximum online loan amount for Alabama residents is $5000.

Fax of Pay Stub

Alabama requires that all Alabama customers have their most recent pay stub on file with Check `n Go when receiving an installment loan.  For online customers, please fax or e-mail Check `n Go your latest pay stub when applying to ensure timely processing of your loan.

Loan Terms

Only one loan is permitted at Check `n Go, whether online or at a store.

Alabama Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Alabama. Questions or complaints should be directed to your state’s regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Alabama residents is $500.

Payday Loan Terms

For a Check `n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. At a Check `n Go store location the minimum loan term is 10 days and the maximum loan term is 31 days.

Only one loan is permitted at Check `n Go, whether online or at a store.

Extensions

You may extend your loan up to a maximum of 1 time. To extend your loan you must pay the current loan fee before the full amount must be satisfied. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional loan fee. Extension requests must be made 2 business days prior to your due date. For an online loan you can request an extension by logging into your account or by calling customer service. For a store loan you must contact the store where your loan was originated.

Extended Payment Plan

Any customer who receives a final collection letter is eligible for an extended payment plan.
Finance Schedule

Qualifications

  • A regular, verifiable source of income
  • An active checking account
  • A working phone

Requirements

  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID