Nevada Payday Loans and Cash Advances

Caught short between paychecks?
Our payday loans can help!

girl with glasses looking at bills

You should be enjoying Nevada life – not worrying about bills. That’s why Check `n Go offers payday loan solutions to help cover your emergency money needs.

Check `n Go payday loans are available online from $100 to $1000. Our easy online application is ready when you are – anytime, anywhere. If your payday loan is approved, your funds could be deposited to your checking account as soon as the next business day.

And if you live near our Check `n Go store in Carson City, you can also stop by and apply in person. Our friendly store associates can answer your questions and guide you through the loan process. They can also provide information about Netspend prepaid debit cards and Western Union Financial Services. If your loan is approved, you could receive your funds on the spot!

Ready to get started? Apply online or start your store application now and finish it after you get to the store. To apply for a loan, you’ll need at least a government-issued ID, proof of income, an active checking account and an active phone number. To make sure you’re bringing everything that’s required, call your store first. Get your finances back on track with a payday loan from Check `n Go!

Nevada Rates and Terms

Online Products:
Payday Loans Online

Instore Products:
Payday Loans
PrePaid Card

Licenses & Disclosures

Online Products:
Branch License


Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

Learn More.

Nevada Payday Loan Rates and Terms

Availability of Payday Loan

Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by Chapter 604A of the Nevada Revised Statutes. Questions or complaints should be directed to the Nevada Commissioner of Financial Institutions.

Maximum Payday Loan Amount

The maximum loan amount for Nevada residents will be 25% of gross monthly income or $1,000.00, whichever is less.

Fax of Pay Stub
Nevada regulation states that all Nevada customers have their most recent pay stub on file with Check 'n Go when receiving a payday loan. For online customers, please fax or e-mail Check 'n Go your latest pay stub when applying to ensure timely processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to (800) 723-7032 or via email to When applying for a payday loan at a store location, please take the above documentation with you.
Payday Loan Terms

For a Check 'n Go online loan the minimum loan term is 10 days and the maximum loan term is 35 days. For a Check 'n Go store location the minimum loan term is 5 days and the maximum loan term is 35 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.


You may extend your loan up to a maximum of 3 times. To extend your loan you must pay the current loan fee before the full amount must be satisfied. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional loan fee. Extension requests must be made 2 business days prior to your due date. For an online loan you can request an extension by logging into your account or by calling customer service. For a store loan you must contact the store where your loan was originated.

Extended Payment Plan

Any customer who receives a final collection letter is eligible for an extended payment plan.
If a customer defaults on a loan, we must offer a repayment plan before we commence any civil action or process of alternative dispute resolution.
Finance Schedule


  • A regular, verifiable source of income
  • An active checking account
  • A working phone


  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver's License or government -issued photo ID

Hours of Operation for Online Customer Service
Monday – Friday 8am – 8pm (ET) Saturday 9am – 4pm (ET) Sunday Closed

7755 Montgomery Road Cincinnati, OH 45236

Online Disclosures
Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Check ‘N Go OH License #SM.501663, #CS.900077, and #CC.700416. Rhode Island licensed check casher. California operations licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law and the California Financing Law. Texas and Ohio originate by a third party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘N Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2018.

Check `n Go Online is not a direct lender in Texas and Ohio, where instead it acts in the capacity as a Credit Services Organization in conjunction with NCP Finance Limited Partnership as the direct lender for both in-store and online loans. Integrity Texas Funding also acts a direct lender in Texas for in-store loans only.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved, online loans are funded the next business day. All times and dates are based on Eastern Standard Time (EST). Check `n Go and third party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third party lenders may take that into consideration in the approval process.

We do not report credit in Ohio.
Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, Wisconsin, and Wyoming.

© 2018 Check `n Go. All rights reserved. 7755 Montgomery Road Cincinnati, OH 45236.

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