Michigan Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go arranges payday loans both online and at a store location near you. Click here to find a store location near you.
Payday loans rescissions payments and repayment plans are processed during the customer service hours posted on at www.checkngo.com

Governing Law

The loan agreement will be governed by the applicable laws of Michigan. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Michigan residents is $600.

Social Security Number
Check 'n Go requires that all Michigan customers provide proof of their social security number. See the SSN Disclosure document, located in the Additional Disclosures section below, for a list of acceptable documents.

Payday Loan Terms

For a Check 'n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. For a Check 'n Go store location the minimum loan term is 7 days and the maximum loan term is 30 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.

If the total amount due on a loan is paid through an ACH, Michigan state law requires
that Check 'n Go keep the loan open in the state database until one of the following
occurs: 4 days have elapsed since the ACH effective date or the customer provides
proof that the ACH has cleared his or her bank account (“proof of debit”), at which
time Check 'n Go will close the loan in the state database.

A proof of debit may be supplied by faxing us a copy of your online bank statement
showing the last payday loan payment clearing your account. When faxing make sure
the fax has your name, positive bank balance after the debit, and at least the last 4
digits of the bank account number clearly visible


Check 'n Go currently does not offer extensions in the state of Michigan. Therefore loans in the state of Michigan must be paid off on their due date.

Online Fee Schedule and APR

Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License

Additional Disclosures