Check `n Go Valley Mills Dr.

700 N Valley Mills Dr.
Waco, TX 76710
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Store Hours

Day of the Week Hours
Monday 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 2:00 PM
Sunday Closed

Products and Services

  • Payday Loan

    A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.

  • Installment Loan

    Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected. When you have an installment loan from Check `n Go, you’ll also have free access to the TransUnion CreditView™ Dashboard where you are able to monitor and manage your credit.

  • Check Cashing

    Check cashing is available at most retail locations. You don't need a checking account, and you won't have to wait for a bank to process your check.

  • Netspend® Prepaid Mastercard®

    A prepaid debit card is a convenient and secure way to manage your money without the need for a traditional bank account or the hassle of using cash.

  • Retail Remote Refis & Reloans

    Existing Check `n Go retail customers may be eligible to re-loan or refinance their current loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

What You Need to Apply for an In-Store Loan in Waco

  • Proof of active checking account
  • Working phone number
  • Valid U.S. government-issued photo ID or the Matricula Consular card*
  • Proof of income
  • *Customer must also present a valid U.S. Government issued Social Security card or ITIN.

Follow These Steps To Your Loan

Apply in Minutes

The process is quick, easy, and secure.

Receive a Decision

If approved, simply eSign and finalize your loan.

Get Your Money

Funds are deposited as soon
as the next business day.*

Repay Your Loan

Pay back the loan amount and
any fees you might owe.

Customer Reviews

7 Reviews
Elizabeth R.
June 17, 2022
I called and spoke with Nichole. She was amazing! When i came in she had everything ready to go, It was the fastest easiest experience ever. Definitely returning! Thanks Nichole 😊
David C.
February 10, 2022
Awesome place to deal with!
Dana P.
November 24, 2021
Crystal was very helpful and friendly! She's new, but handles herself very well! Cash a check, get a loan, go check them out!
Emerald I.
November 5, 2021
Valley Mills is definitely the store for business. Jae was excellent and theral. Nicole has always been sufficient and beyond. Great team, would refer you
Derek H.
March 4, 2021
Tammie did a awesome job, very helpful, and sincere!!
Noel S.
February 5, 2021
Nichole was very kind and helpful. Broke down the whole process step by step and helped me understand how everything will work. Great job Nichole!!!
Kathy Y.
June 27, 2019
Excellent service