Prepaid Debit Cards

Netspend® Prepaid Mastercard®.
Safe. Convenient. Smart.

Get more prepaid debit card options with the Netspend Prepaid Mastercard.

Sometimes you need more flexibility and convenience than just having cash. That’s why we’re pleased to offer the Netspend Prepaid Mastercard at many of our Check `n Go locations. Use of card and all features subject to activation and ID verification.1

The Netspend Prepaid Mastercard is a convenient way to manage your money. You can pay bills online, over the phone or in person, plus use it to buy groceries and shop. You can even receive text 3 alerts to track your balance. If your card is ever lost or stolen, your money can be protected with Mastercard Zero Liability. 4

Reload your Netspend Prepaid Mastercard:

  • Add cash at over 130,000 Netspend Reload Network Locations nationwide 5
  • Enroll in direct deposit to have your payroll or benefits check loaded to your card. With direct deposit, you’ll receive your money up to two days faster! 6

Get your Netspend Prepaid Mastercard online or by visiting your local Check `n Go Store.

The reviews in the section below are a convenience provided by an independent, third party service provider and out of the control of our company, Check ‘n Go. If the you have trouble viewing/reading the reviews, please can contact Check ‘n Go at 1-800-561-2274 for help.

Find a location near you.

Check `n Go engages in the money transmission business and/or sale of stored value products as an authorized delegate of Netspend Corporation under Chapter 151 of the Texas Finance Code.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card Account for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2 Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers. This optional offer is not a MetaBank® product or service nor does MetaBank endorse this offer.

Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

4 Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

Fee may be assessed by reload location and may vary from location to location.

6 Faster access to funds is based on comparison of Netspend’s availability policy versus the typical banking practice of only posting funds after settlement. Direct Deposit and earlier availability of funds are subject to payor’s support of this feature and timing of payor’s funding. Check with your payor to find out when the direct deposit of funds will start.

The Netspend Prepaid Mastercard is issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a Global Payments company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

Global Payments is the federally registered U.S. service mark of Global Payments Inc. Netspend is the federally registered U.S. service mark of Netspend Corporation.  All other trademarks and service marks belong to their owners.

Reviews

The reviews in the section above are a convenience provided by an independent, third party service provider and out of the control of our company, Check ‘n Go. If the you have trouble viewing/reading the reviews, please can contact Check ‘n Go at 1-800-561-2274 for help.

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Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2020.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded the next business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, Check ‘n Go collects various categories of information on consumers during the application process. Categories of information may include internet protocol address, internet and network information, geolocation data, product preferences, and inferences drawn from this information.

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