California Consumer Privacy Act (CCPA)

Your Rights Under the CCPA

The California Consumer Privacy Act (CCPA) provides California consumers rights concerning their personal information.  The CCPA grants California residents the right to request a business disclose what personal information it collected on them; from what sources the business collected this information; the purpose of collecting the information; the types of persons with whom the information was shared; and the types of persons with whom the information was sold; and the types of information shared or sold.  California consumers may also request a business delete information collected on them.  California consumers who exercise these rights are protected from negative treatment by the businesses from whom they request the information.

CCPA and Information Collected by Check ‘n Go

In order to process credit applications, service accounts, and provide the best online and in-store experience, Check ‘n Go collects various categories of information on consumers during the application process.  This personal information is collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act, and implementing regulations, or the California Financial Information Privacy Act. Under the CCPA, this information is exempt from the disclosure requirement in response to the exercise of your rights under the CCPA. Regardless, Check ‘n Go understands the interest consumers have concerning the collection and use of their personal information.

Submit a Request for Information

To submit a request for information, California consumers may contact Check ‘n Go at 1-866-423-4024

; or electronically by following this link: https://www.checkngo.com/ccpa-request-form/.

Submit a Request to Delete Your Information

The CCPA grants California consumers the right to request a business delete their personal information. However, that right subject to several exceptions. Personal information that is collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act, and implementing regulations, or the California Financial Information Privacy Act is exempt from a deletion request under the CCPA. In addition, a business is not required to comply with a request for deletion of personal information where it is necessary for certain business and legal purposes, or where its retention is reasonably expected based on the relationship between a business and a consumer. Regardless, Check ‘n Go understands the interest consumers have concerning the collection and use of their personal information.  To receive more information on how to submit a request to delete personal information, California consumers may contact Check ‘n Go at 1-866-423-4024; or electronically by following this link: https://www.checkngo.com/ccpa-request-form/.

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Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2020.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded the next business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, Check ‘n Go collects various categories of information on consumers during the application process. Categories of information may include internet protocol address, internet and network information, geolocation data, product preferences, and inferences drawn from this information.

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