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FEATURED ARTICLE

How to Improve Your Credit Score

Like it or not, when you are looking to borrow money, you are defined by your credit score and what appears on your credit report. This tells the story of you as far as creditors are concerned. However, you are not doomed to a lifetime of poor credit when you take steps to monitor and… Continue Reading How to Improve Your Credit Score

Credit Basics


Holiday Debt? Our Top 10 Hacks to Get Debt-Free Fast

Holiday Debt? Our Top 10 Hacks to Get Debt-Free Fast

If you’re starting the new year under the burden of old debt, you are not alone. Last year, Americans racked up an average of more than $1000 in holiday debt, according to financial experts at CNBC. Making only the minimum monthly payment…
4 Ways to Establish or Rebuild Credit

Part 2 - 4 Ways to Establish or Rebuild Credit

In How to Build Good Credit, we discussed how a history of responsible credit behavior can make it easier to get a loan, a credit card or even a job. This can make it tough if you’re just starting out in life or if you’ve had some credit…
How to Build Good Credit

Part 1 - How to Build Good Credit

While the benefits of good credit are well-known, the costs of bad credit can be greater than you think. If you’re able to get approved for a loan at all, you’ll pay more in interest – and, in many cases – a lot more. Bad credit can…

The Evolution of Credit

 Believe it or not, there was a time when consumers had no choice but to pay cash or write a check for every purchase. And it wasn’t that long ago, either. Here’s a brief timeline showing the recent and rapid evolution of credit cards: Early…
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