Check `n Go 20th Ave

3214 20th Ave.
Suite B
Valley, AL 36872
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Store Hours

Day of the Week Hours
Monday 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 2:00 PM
Sunday Closed

Products and Services

  • Payday Loan

    A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.

  • Installment Loan

    Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected. When you have an installment loan from Check `n Go, you’ll also have free access to the TransUnion CreditView™ Dashboard where you are able to monitor and manage your credit.

  • Check Cashing

    Check cashing is available at most retail locations. You don't need a checking account, and you won't have to wait for a bank to process your check.

  • Netspend® Prepaid Mastercard®

    A prepaid debit card is a convenient and secure way to manage your money without the need for a traditional bank account or the hassle of using cash.

  • Retail Remote Refis and Reloans

    Existing Check `n Go retail customers may be eligible to re-loan or refinance their current Choice Loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

What You Need to Apply for an In-Store Loan in Valley

  • Proof of active checking account
  • Working phone number
  • Proof of a valid social security number
  • Valid U.S. government-issued photo ID or the Matricula Consular card*
  • Proof of income
  • *Customer must also present a valid U.S. Government issued Social Security card or ITIN.

Follow These Steps To Your Loan

Apply in Minutes

The process is quick, easy, and secure.

Receive a Decision

If approved, simply eSign and finalize your loan.

Get Your Money

Funds are deposited as soon
as the next business day.*

Repay Your Loan

Pay back the loan amount and
any fees you might owe.

Customer Reviews

16 Reviews
Kantavious T.
May 5, 2020
Great service
Amanda F.
January 17, 2020
Very quick and nice .
Linwood S.
January 7, 2020
Friendliest loan company in Valley.
Darmesha T.
December 2, 2019
Great customer service
Mandy M.
October 18, 2019
Love the store everyone is nice and make you feel like your appreciated
Cynthia R.
October 16, 2019
Excellent service! Absolutely the best experience ever. Amanda is so patient and kind. I could not have asked for a better experience! Very very pleased!
Ruby E.
September 19, 2019
Amanda and Hillery were very helpful. I received excellent service today. They had such great attitudes!!
Helen S.
August 15, 2019
They always good to me and patient with me i just wish i could get a bigger loan more than the 50 loan for my payday but i got denied thank you helen sims
Kelli R.
August 7, 2019
I always get fast, friendly service. Best cash advance company in town!
Gloria T.
August 6, 2019
Frendly and helpful. Helped me get money to get my dauter back to schools.
Kenneth C.
July 15, 2019
The lady working today was cool as hell. Good conversation and friendly. She loaded my card for free. Good service but your price too high on check chasing. I probably be back.
Princess L.
July 12, 2019
The woman who worked here today was nice. She didnt give me a loan and yall have nerve to ask people for review. If that lady wasnt nice i give you company a 0. Stop sending me mail to that say im am approved when im not.
Shannon B.
July 11, 2019
Ttile max cant give me a loan yesterday and told me to go to here check n go and the lady work here yestersy get me a loam and get me set up wirh a card
Vera .
July 9, 2019
Great service. I always enjoying seeing Ananada and Deanna. They take good care of me.
Shannon B.
June 18, 2019
Miss Amanda helped me so much today. Thank you for the loan.
Erma .
June 8, 2019
Thank you.