Oklahoma Payday Loans

Caught short between paychecks?
Our payday loans can help!

Do you have money needs that can’t wait until payday? In Oklahoma, Check `n Go offers payday loans to help see you through when car repairs, doctor bills or other unplanned expenses pop up.

Online payday loans are available to Oklahoma residents, ranging from $100 to $500. If your online loan application is approved, the money could be deposited to your checking account as soon as the next business day. Oklahoma Check `n Go stores offer payday loans from $50 to $500. If approved at a store, you could receive your money the same day.

From Oklahoma City to Tulsa to Lawton and beyond, Check `n Go has more than 40 stores in Oklahoma. Chances are there’s a store in your neighborhood! When you visit, our friendly store associates can answer your questions about payday loans and the other products we offer – including the Netspend Prepaid Mastercard®. and check cashing.

Are you ready to get started on a Check `n Go payday loan? Apply online – or start your store application now and finish it at the store. To apply, you’ll need to have at least an active checking account, an active phone number, proof of income and a valid ID. To avoid delays, it’s a good idea to call your local store first and confirm what you’ll need to bring. We’ll be happy to hear from you!

Oklahoma Rates and Terms


Privacy & Security

Whether online, over the phone, or at our neighborhood locations, we set the industry standard for integrity and security.

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Oklahoma Payday Loan Rates and Terms

Availability of Payday Loan

Check `n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the Oklahoma Deferred Deposit Lending Act. Questions or complaints should be directed to the Oklahoma Department of Consumer Credit.

Maximum Payday Loan Amount

The maximum loan amount for Oklahoma residents is $500.

Payday Loan Terms

For a Check `n Go store location the minimum loan term is 12 days and the maximum loan term is 45 days. Only one loan is permitted at Check `n Go.

Oklahoma state law mandates a 2 business day cooling off period after five consecutive payday transactions (excluding the original payday loan transaction) for each subsequent payday loan transaction. Should the customer allow 7 calendar days to elapse after the fifth consecutive payday loan transaction then the 2 day cool off period does not apply.


The state of Oklahoma does not allow extensions. Therefore loans in the state of Oklahoma must be paid off on their due date.

Extended Payment Plan
Any customer is eligible for an extended payment plan after having 3 consecutive payday loan transactions (excluding the original transaction). Oklahoma state law mandates a 15 day cooling off period after an extended payment plan has been fulfilled.
Finance Schedule


  • A regular, verifiable source of income
  • An active checking account
  • A working phone


  • Your most recent pay stub OR your most recent bank statement
  • Your checkbook
  • Driver’s License or government -issued photo ID