Texas Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go arranges payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement and Credit Access Business Agreement will be governed by the applicable laws of Texas. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Credit Services Organization
Cash advances in Texas are made by Integrity Funding Texas Limited Partnership or NCP Finance Limited Partnership. Credit approval is subject to the applicable lender's credit standards. Actual loan terms (including maximum advance amount) may vary by applicant. Additional fees may apply if not repaid as agreed. Each lender requires certain supporting documentation with each new application. Complete disclosures of APR, fees, and payment terms are provided with each advance and are available from the lenders. For cash advances in Texas, applicant must retain Check 'n Go as a credit services organization.

Maximum Payday Loan Amount

The maximum loan amount for Texas residents is $1500.

Payday Loan Terms

The minimum loan term is 10 days and the maximum loan term is 40 days. For a Check 'n Go store location the minimum loan term is 5 days and the maximum loan term is 35 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.

Extensions

You may extend your loan up to a maximum of 7 times. To extend your loan you must pay the current loan fee before the full amount must be satisfied.

Online Fee Schedule and APR



Online Finance Charge Schedule (NCP)
Disclosure of Online Fee Schedule Including Annual Percentage Rate
Store Finance Charge Schedule (NCP)
Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License   State License

Additional Disclosures