Oklahoma Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Oklahoma. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Oklahoma residents is $500.

Social Security Number
Check 'n Go requires that all Oklahoma customers provide documented proof of their social security number. See the SSN Disclosure document, located in the Additional Disclosures section below, for a list of acceptable documents.

Payday Loan Terms

For a Check 'n Go store location the minimum loan term is 12 days and the maximum loan term is 45 days. Only one loan is permitted at Check 'n Go.

Oklahoma state law mandates a 2 business day cooling off period after five consecutive payday transactions (excluding the original payday loan transaction) for each subsequent payday loan transaction. Should the customer allow 7 calendar days to elapse after the fifth consecutive payday loan transaction then the 2 day cool off period does not apply.


The state of Oklahoma does not allow extensions. Therefore loans in the state of Oklahoma must be paid off on their due date.

Extended Payment Plan
Any customer is eligible for an extended payment plan after having 3 consecutive payday loan transactions (excluding the original transaction). Oklahoma state law mandates a 15 day cooling off period after an extended payment plan has been fulfilled.

Online Fee Schedule and APR

Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License   State License

Additional Disclosures