Nevada Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Nevada. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Nevada residents will be 25% of gross monthly income or $1,000.00, whichever is less.

Fax of Pay Stub
Nevada regulation states that all Nevada customers have their most recent pay stub on file with Check 'n Go when receiving a payday loan. For online customers, please fax or e-mail Check 'n Go your latest pay stub when applying to ensure timely processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to (800) 723-7032 or via email to customerservice@checkngo.com. When applying for a payday loan at a store location, please take the above documentation with you.

Payday Loan Terms

For a Check 'n Go online loan the minimum loan term is 10 days and the maximum loan term is 35 days. For a Check 'n Go store location the minimum loan term is 5 days and the maximum loan term is 35 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.

Extensions

You may extend your loan up to a maximum of 3 times. To extend your loan you must pay the current loan fee before the full amount must be satisfied. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional loan fee. Extension requests must be made 2 business days prior to your due date. For an online loan you can request an extension by logging into your account or by calling customer service. For a store loan you must contact the store where your loan was originated.

Extended Payment Plan
Any customer who receives a final collection letter is eligible for an extended payment plan.
If a customer defaults on a loan, we must offer a repayment plan before we commence any civil action or process of alternative dispute resolution.

Online Fee Schedule and APR



Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License