Illinois Payday Loan Rates and Terms
Disclosure of fee schedule including annual percentage rate (APR)
Availability of Payday Loan
Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.
The loan agreement will be governed by the applicable laws of Illinois. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.
Maximum Payday Loan Amount
Need cash advances in Illinois? An Illinois loan from Check ’n Go can get you the money you need in a hurry, whatever your emergency. In Illinois, payday loans are available for up to $865 with a 35-day term limit.
Payday Loan Terms
For a Check 'n Go online loan and a store loan the minimum loan term is 13 days and the maximum loan term is 35 days.
Only one loan is permitted at Check 'n Go, whether online or at a store.
Illinois state law mandates a 7 day cooling off period after a customer has been in a payday loan product for 45 consecutive days.
Illinois state law mandates a 14 day cooling off period after a customer has paid an extended payment plan and any transaction that was outstanding during the extended payment plan period.