Illinois Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Illinois. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Payday Loan Amount

Need cash advances in Illinois? An Illinois loan from Check ’n Go can get you the money you need in a hurry, whatever your emergency. In Illinois, payday loans are available for up to $865 with a 35-day term limit.

Fax of Pay Stub
Illinois regulation states that all Illinois customers have their most recent pay stub on file with Check ’n Go when receiving a payday loan. For online customers, please fax or e-mail Check ’n Go your latest pay stub when applying to ensure timely processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to (800) 723-7032 or via email to customerservice@checkngo.com. When applying for a payday loan at a store location, please take the above documentation with you.

Payday Loan Terms

For a Check 'n Go online loan and a store loan the minimum loan term is 13 days and the maximum loan term is 35 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.

Illinois state law mandates a 7 day cooling off period after a customer has been in a payday loan product for 45 consecutive days.

Illinois state law mandates a 14 day cooling off period after a customer has paid an extended payment plan and any transaction that was outstanding during the extended payment plan period.

Extensions

Extended Payment Plan
A customer who has an outstanding payday transaction for 35 or more consecutive days may request an extended payment plan

Online Fee Schedule and APR



Disclosure of Online Fee Schedule Including Annual Percentage Rate
Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License   State License

Additional Disclosures