Alabama Payday Loan Rates and Terms

Disclosure of fee schedule including annual percentage rate (APR)

Availability of Payday Loan

Check 'n Go offers payday loans both online and at a store location near you. Click here to find a store location near you.

Governing Law

The loan agreement will be governed by the applicable laws of Alabama. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Payday Loan Amount

The maximum loan amount for Alabama residents is $500.

Payday Loan Terms

For a Check 'n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. At a Check 'n Go store location the minimum loan term is 10 days and the maximum loan term is 31 days.

Only one loan is permitted at Check 'n Go, whether online or at a store.

Extensions

You may extend your loan up to a maximum of 1 time. To extend your loan you must pay the current loan fee before the full amount must be satisfied. After paying the original loan fee, you will be contracted for an additional loan, for which you will be charged an additional loan fee. Extension requests must be made 2 business days prior to your due date. For an online loan you can request an extension by logging into your account or by calling customer service. For a store loan you must contact the store where your loan was originated.

Extended Payment Plan
Any customer who receives a final collection letter is eligible for an extended payment plan.

Online Fee Schedule and APR



Disclosure of Online Fee Schedule Including Annual Percentage Rate

Online License or Registration

State License

Additional Disclosures