Check `n Go State Street Road

3900 State Street Road
Suite G
Bay City, MI 48706
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Store Hours

Day of the Week Hours
Monday 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 2:00 PM
Sunday Closed

Products and Services

  • Payday Loan

    A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.

  • Check Cashing

    Check cashing is available at most retail locations. You don't need a checking account, and you won't have to wait for a bank to process your check.

  • Netspend® Prepaid Mastercard®

    A prepaid debit card is a convenient and secure way to manage your money without the need for a traditional bank account or the hassle of using cash.

What You Need to Apply for an In-Store Loan in Bay City

  • Proof of active checking account
  • Working phone number
  • Valid U.S. government-issued photo ID or the Matricula Consular card*
  • Proof of income
  • *Customer must also present a valid U.S. Government issued Social Security card or ITIN.

Follow These Steps To Your Loan

Apply in Minutes

The process is quick, easy, and secure.

Receive a Decision

If approved, simply eSign and finalize your loan.

Get Your Money

Funds are deposited as soon
as the next business day.*

Repay Your Loan

Pay back the loan amount and
any fees you might owe.

Customer Reviews

9 Reviews
Angela H.
June 8, 2020
Great customer service, always helpfuland polite
Charlana T.
May 12, 2020
Great customer service, friendly employees!
Joshua G.
May 8, 2020
Always nice and friendly
Angelique R.
July 25, 2019
Gal was very helpful
Robert R.
June 21, 2019
Amazing customer service
Landen L.
June 17, 2019
Molly and Ariana are amazing
Ryelle J.
June 13, 2019
Ashley, Ariyana, and Molly are the best! All of them are so super helpful!
Nicole H.
June 12, 2019
Molly has been so helpful. Her personality is one of kind and I just love going in and having conversation with her. She brightens my day. Go lil kitty!!
Desiree G.
May 31, 2019
Molly has always been so nice & helpful every time i call or come into the store. She is an awesome asset to your company!