Financial Learning Center

Choosing the Right Loan for the Right Situation

It always happens at the worst possible time. Your car breaks down. A pipe leaks and creates a mess. Your old refrigerator gives out – and you just bought groceries. There’s never a good time for a financial emergency. In times like these,…
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Kids & Finance: 3 Activities to Reinforce Smart Financial Choices

Three activities that can help reinforce good spending, saving, and security decisions with children. Kids learn financial behavior at a very early age. In fact, by age seven, most children have cemented their money habits for the rest of their…
kids-financial-education-essential

Kids & Finance: Why Is Financial Education Essential?

A rundown of why financial education is important, both at home and at school. Cites multiple studies Financial education can have a profound impact on kid’s financial futures. An April 2014 study conducted by EverFi and Higher One surveyed…
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Kids & Finance: Starting the Money Conversation

Four educational financial activities for children younger than age five. Kids are smart! And the lessons they learn at a young age stay with them into adulthood. Experts believe that the sooner children begin to understand essential financial…
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Saving for Beginners, Part 1: How Do I Start Saving?

The basics: Why saving is important and how to start. Saving is a self-taught habit. It takes time and practice to master a new spending pattern and to become accustomed to monitoring your finances. Training yourself to save might seem like…

Saving for Beginners, Part 2: How Saving Accounts Work

Saving accounts 101: compounding interest, types of savings vehicles Now that you’ve started on your savings path, you might be wondering how far this road will lead. In fact, that decision is entirely up to you. You have a number of different…
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Watch our Video Tutorial to Get Started on Your Budget Today

After you've downloaded the budgeting tool, we'll help you learn how to use it. Congratulations! If you've decided to create a budget, you've taken a great first step towards a better financial future. The Check ‘n Go budgeting tools are…

How to Get Out of Debt

Debt Can Be Incredibly Overwhelming “Every time I sat down to pay bills, I felt like I couldn't breathe. Our debt was so overwhelming. Sometimes it felt like someone had dropped a huge rock on my chest.” That’s how Vanessa described…

Studies Find that Payday Loans Do More Good than Harm

Economists agree that payday loans are a helpful financial tool. There are a lot of well-intentioned individuals and organizations that seek to protect consumers from shady businesses. A frequent target of these watchdogs is payday lenders. Criticism…

3 Questions to Ask Yourself Before Taking out a Payday Loan

Payday loans can be a useful tool in a money emergency. Find out when it makes sense - and when it might not. Just about everyone has been strapped for cash at one time or another. A family emergency or some other out-of-the-blue expense…

How to Calculate Your Debt-to-Income Ratio

Knowing your debt-to-income ratio is important to understand how it can affect your credit score and credit approvals. Your debt-to-income ratio (DTI) is more than just a number. As a key indicator of your overall financial health, it could…