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10 Tips to Start Saving Money Today

Living paycheck-to-paycheck leaves little, if any, wiggle room for unexpected expenses, savings, or the ability to treat yourself every now and then. When it comes to balancing a budget, most adults find themselves at the beginning of…
man and woman smiling at each other while holiday shopping

Holiday Spending - Budget Tips

Believe it or not, the holiday season is right around the corner. For many, that means waging a yearly struggle with financial planning for the holidays, which may have you asking: How much can I spend? Will I go into debt? Do I have enough…
woman smiling while paying with credit card

6 Important Facts About Overdraft Fees

When you accidentally spend more than what you have, it’s nice to know that overdraft protection has your back. But with overdraft fees the highest they’ve been since the financial crisis in 2008, overdraft “protection” might not be…
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Get Rid of Your Most Expensive Debt — Credit Card Debt

The average American family is carrying a lot of debt, with balances continuing to rise. It may be tempting to blame consumer debt, such as credit cards and loans, on reckless spending, but it’s important to understand the reasons behind…
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IRS Scams - Avoid IRS Fraud

Every year, the Internal Revenue Service (IRS) issues warnings to taxpayers to be on the lookout for new and more convincing tax scams. In 2019 alone, the IRS identified $1.8 billion of total tax fraud, which includes some of the most…
7 Ways to Beat the Heat This Summer

7 Ways to Beat the Heat This Summer

Extreme heat can be dangerous. Under normal conditions, the government recommends people go to air-conditioned places to cool off such as movie theaters, and libraries. But with social distancing in place, some of these options are off the…
man and woman smiling at each other while holding credit card

Saving Money for Beginners, Part 1: How Do I Start Saving?

Training yourself to save money might seem impossible at first, but it’s an invaluable skill that will serve you well throughout your life. When you’re hit with unexpected costs or a drop in income, a rainy day fund can mean the difference…
7 Ways to Celebrate Your Graduate in 2020

7 Ways to Celebrate Your Graduate in 2020

The coronavirus pandemic has thrown many Class of 2020 graduates into a tailspin, as high schools and universities cancel or postpone graduation ceremonies. After all the hard work and excitement, most families want to do everything they can…

5 Steps to Help You Get Out of Debt

“Every time I sat down to pay bills, I felt like I couldn’t breathe. Our debt was so overwhelming. Sometimes it felt like someone had dropped a huge rock on my chest.” That’s how Vanessa described her state of mind before she…
Celebrating Memorial Day in 2020

Celebrating Memorial Day in 2020

Memorial Day weekend is typically filled with family, friends, and neighborhood gatherings.  Pools open and grocery stores are generally packed as people plan for their outdoor BBQ’s which include a mix of good food and maybe a couple…
Popular IRS Scams of 2019: How to Avoid and Stay Protected

Popular IRS Scams of 2019: How to Avoid and Stay Protected

When it comes to protecting your personal or financial information, it’s never a bad idea to be overly cautious. With 2019 halfway over, there has been no shortage of frauds and scams. The IRS recently released a list of this year’s…
Easy Ways to Transfer Money

Easy Ways to Transfer Money

When it comes to getting cash to friends or family members fast, many people turn to wiring services. Thanks to the wonders of technology, transferring funds from one person to another is easier than ever. Whether you’re making a purchase…
Phishing: How to Avoid Becoming a Victim

Phishing: How to Avoid Becoming a Victim

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Have you ever received an email for winning the Nigerian lottery or a call from credit card services offering to lower your interest rate? Did you respond with personal information? If you answered yes to one of these questions, you may…
4 Ways to Owe Less on Taxes (or Even Get a Refund) Next Year

4 Ways to Owe Less on Taxes (or Even Get a Refund) Next Year

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April 15 isn’t a favorite day on the calendar for people who owe taxes. If you’re in that group, there may be ways to lower your tax bill for next year. Whether it’s increasing your refund or simply paying less in taxes, these four…