Entries by Guest Blogger

Keys to Not Breaking the Bank on Child Care During Spring Break

Working parents often find themselves trapped between their finances and their need to have their children cared for when they are on spring break. The cost of hiring a babysitter for the entire break can be immense, and during the pandemic, parents may not even want someone else in their home. Here are some ways… Continue Reading Keys to Not Breaking the Bank on Child Care During Spring Break

Tax-Time Questions and Stimulus Myths for 2020

The pandemic has changed our lives in countless ways, and this year’s taxes are no exception. If you received stimulus payments or unemployment benefits in 2020, there are some critical things to know before filing your tax return. Here’s how COVID-19—and its economic impact—may affect your taxes and helpful tips for after you file. How… Continue Reading Tax-Time Questions and Stimulus Myths for 2020

10 Safe and Affordable Ways to Celebrate Valentine’s Day

COVID-19 has changed many of our approaches to the holidays, and there’s another important one coming up soon for couples: Valentine’s Day. But even before the global pandemic, plenty of couples looked for ways to avoid the crowds, chaos, and, especially, costs of Valentine’s Day while still wanting to celebrate and honor their loved ones.… Continue Reading 10 Safe and Affordable Ways to Celebrate Valentine’s Day

10 Safe and Affordable Ways to Celebrate Halloween in 2020

2020 has brought us enough tricks to last for the next decade of Halloweens, but try explaining that to kids. While many families are understandably uncomfortable with traditional trick-or-treating during a pandemic, there are plenty of other ways to celebrate. Here are 10 safe and affordable ideas to bring some fun to your family’s Halloween… Continue Reading 10 Safe and Affordable Ways to Celebrate Halloween in 2020

Businesses Don’t Just Want to Hear From You — They Need To

When we first opened in 1994, Check `n Go was a small, family-owned business focused on helping people in need. So much of what we do and how our business operates can be traced back to customer feedback. Technology, knowledge sharing, and even every-day life have evolved and changed over time. And Check `n Go… Continue Reading Businesses Don’t Just Want to Hear From You — They Need To

Get Rid of Your Most Expensive Debt — Credit Card Debt

The average American family is carrying a lot of debt, with balances continuing to rise. It may be tempting to blame consumer debt, such as credit cards and loans, on reckless spending, but it’s important to understand the reasons behind debt accrual. In a recent study, the personal finance website NerdWallet looked at the current… Continue Reading Get Rid of Your Most Expensive Debt — Credit Card Debt

Mother’s Day: Nontraditional Times Call for Nontraditional Gifts

Nontraditional times call for nontraditional gifts. Mother’s Day is coming up, and we have some ideas to inspire your creativity. Make Mom a Cute Mask In public settings where other social distancing measures are difficult to maintain (think grocery stores and pharmacies), the CDC recommends wearing a cloth face covering to help reduce the spread… Continue Reading Mother’s Day: Nontraditional Times Call for Nontraditional Gifts

Where to Find Financial Support and Relief During the COVID-19 Pandemic

Life right now is different. At Check `n Go, we believe that no one should face financial uncertainty alone. So we’re busy thinking of new ways to be there for you. We’ve begun by eliminating all convenience fees for making a payment online or by phone, late fees, and NSF fees. We also want to… Continue Reading Where to Find Financial Support and Relief During the COVID-19 Pandemic

#StayHome and Enjoy the Outdoors for Free

Exercise promotes good health, reduces stress, and releases mood-lifting endorphins. But many options are currently unavailable, as gyms are closed and activities are limited. The good news is, spring is here, and going outdoors is strongly encouraged. In his article Social Distancing: This is Not a Snow Day, Dr. Asaf Bitton, executive director of Ariadne… Continue Reading #StayHome and Enjoy the Outdoors for Free

5 Ways to Stay Connected

According to the CDC, social distancing is an important way to slow down the spread of COVID-19, the novel coronavirus causing a health pandemic around the globe. Social distancing means not shaking hands, avoiding large crowds, and in general staying at home as much as possible. And even though it’s for the greater good, feeling… Continue Reading 5 Ways to Stay Connected

Check `n Go and Allied Cash Advance: A Winning Connection

Check `n Go turns 25 this year. As we approach the quarter-century mark, we’ll be sharing the story of how we got started and how we’ve grown over time. An important part of that story is our close connection with Allied Cash Advance – another respected name in the short-term lending industry. Check `n Go… Continue Reading Check `n Go and Allied Cash Advance: A Winning Connection

Budgeting Part 2

The amount you have available to pay your expenses is your net pay (your income after taxes). You may also factor in overtime, bonuses, and tax return money (at that time of year). Be conservative, and don’t plan for more income than you know you can get. If you earn more, it will be available… Continue Reading Budgeting Part 2

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Online Disclosures

Customer Notice: Payday Loans are typically for two-to four-week terms (up to six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

Rhode Island licensed check casher. California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al., and expires 12/31/2020.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded the next business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.

We do not report credit in Ohio, Texas or Illinois.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, South Carolina, Texas, Utah, Wisconsin, and Wyoming.

Check `n Go currently operates in store locations in: Alabama, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, and Wisconsin.

Notice to California consumers: In order to process credit applications, service accounts, and provide the best online and in-store experience, Check ‘n Go collects various categories of information on consumers during the application process. Categories of information may include internet protocol address, internet and network information, geolocation data, product preferences, and inferences drawn from this information.

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