If the payday loan provider that is responsible for your transaction is a member of the Community Financial Services Association of America (CFSA), then you will face no criminal charges in the event of a pass due account. Non-CFSA payday loan lenders may have their own policies regarding past-due accounts, and it is possible that criminal charges may be applied.
CFSA members abide by a set of rigid Best Practices, which encourage the self-regulation and responsible management of the payday loan industry. This responsibility extends to the fair treatment of loan borrowers who have fallen behind on their repayment. If your account becomes past due, you will still be responsible for all incurred fees, including any returned check fees, in addition to your balance and any late fees that your provider or bank have within their policies to charge you. If your payday lender thinks the situation is appropriate, your account may be given to an outside collection agency. That collection agency will then take over the resolution of any past due accounts.
Hours of Operation for Online Customer Service
Monday – Friday 8am – 8pm (ET) Saturday 8am – 2pm (ET) Sunday Closed
7755 Montgomery Road Cincinnati, OH 45236
Customer Notice: Payday loans / cash advances are typically for two- to four-week terms. Some borrowers, however, use them for several months. Payday advances should not be used as a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling.
*Approval depends upon meeting legal, regulatory and underwriting requirements. Check 'n Go and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack, that may provide information from one or more national credit bureaus, and Check 'n Go or third party lenders may take that into consideration in the approval process.
†Check 'n Go Online is not a direct lender in Texas and Ohio, where instead it acts in the capacity as a Credit Services Organization in conjunction with NCP Finance Limited Partnership as the direct lender.
‡Check 'n Go and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack, that may provide information from one or more national credit bureaus, and Check 'n Go or third party lenders may take that into consideration in the approval process
Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. See State Center for specific information and requirements.
Check 'n Go is currently operating in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin, and Wyoming.
Check 'n Go OH License #SM.501663 and #CS.900077.000, and #CC700416. Rhode Island licensed check casher. Licensed by the California Department of Corporations pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Texas and Ohio-Loans originated by a third party lender, restrictions apply.
© 2014 Check 'n Go. All rights reserved. Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans
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