6 Mistakes to Avoid When Paying Down Credit Card Debt

6 Mistakes to Avoid When Paying Down Credit Card Debt

Paying down your credit card debt is one of the best things you can do to improve your credit score, as well as your overall financial health. It can also do wonders for your mental and physical health by eliminating…

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5 Shopping Strategies to Reduce Your Spend at Your Favorite Stores

5 Shopping Strategies to Reduce Your Spend at Your Favorite Stores

Your favorite store is your favorite for a reason, or maybe more than one. You enjoy the styles and brands offered, or the competitive prices, or simply the atmosphere of the store itself. When you enjoy a store that much,…

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Top Home Improvements for Best Return on Investment

Top Home Improvements for Best Return on Investment

The next time you decide to make a major home improvement, be sure to think about how it may affect the resale value of your house. If a remodeling job you’re planning won’t pay for itself, then you may want…

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How to Find Scholarships to Pay Your Child’s College Tuition

Find Scholarships to Help Pay Your Students College Tuition

The good news: billions of scholarship dollars are awarded in the U.S. each year. The bad news: finding them can be a mind-boggling exercise if you’re not sure where to look. Tracking down and applying for scholarships requires effort, but…

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5 Things to Consider When You Budget for Child Care

5 Things to Consider When you Budget for Child Care

Maybe you’ve got a little one on the way or you already have a child care provider. Either way, it’s important to consider a number of factors when budgeting for child care, including those that may impact the rate you pay…

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Which Debt Should You Pay First?

Which Debt Should You Pay First

Freedom from debt is a great goal to shoot for, but most people can’t pay themselves out of debt all at once, nor should you, since all debt is not created equal. While some debt can actually pave the way…

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How to Calculate Your Debt-to-Income Ratio

Calculate Your Debt-to-Income Ratio

Your debt-to-income ratio (DTI) is more than just a number. As a key indicator of your overall financial health, it could mean the difference between getting approved or turned down for a mortgage loan on your dream home. Mortgage lenders…

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